There, I said it. It's an inside joke amongst the payments industry folks to guess which year might be the year when Mobile Payments finally becomes mainstream. It may seem with the highly promoted launch of Apple Pay, we may have finally put a rest to the claim that 2015 is the year when mobile payments…
Paypal needs to leave 1998 and move on to 2015.
Lets admit it, PayPal sucks at UX.